A Insurance Shoppe/Individual Health Insurance Questions.... Please call 520-318-4800 or e-mail info@123411.com  

To Our valued clients... if you have an emergency call 911.  If you have a question about seeking non life threatening services evenings, weekends or holidays, you may try calling or text messaging me cell phone at 520-748-0356 or email me at sam@123411.com.   **Remember "Urgent Care Providers" (for non life threatening conditions) will cost less than the Emergency Room Providers and will usually take less time.  

Laboratory and x-ray test, physical therapy etc. done in an out-patient hospital setting usually cost significantly more than using a participating freestanding facility. 

$4 prescriptions at some pharmacies could well be the same medication that you're paying a $15 co-payment at another pharmacy.  Some of our clients say they save even more money by purchasing larger quantities of their medications at stores like Costco and Sam's Club. Also check to see if your policy offers mail order prescriptions.

The following directory links should show most providers from doctors and laboratories to urgent care facilities and hospitals and pharmacies.  Do not just take the word of a provider telling you where to obtain services as being in network. If a doctor sends you to the wrong lab, you will receive "out of network" benefits.  Unless you are in an HMO, IT IS YOUR RESPONSIBILITY TO MAKE SURE THE PROVIDER IS IN YOUR NETWORK AT THE TIME OF SERVICE!  Don't assume, they may no longer be in the network, take notes, who told you?  Do not trust printed directories.

Because it happens... please make sure your your monthly premium is paid and it clears your financial institution each month. Finding out your premium has not been received for the last two months, and your coverage has been terminated in a medical emergency can result in denial of coverage.                                                                                                  Home                                                    

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